Auto, personal and credit-card math — plus amortization and DTI.
Generate a full month-by-month amortization table for any loan, showing how each payment splits between interest and principal.
See how much interest and time you save by adding extra to your monthly loan payment.
Calculate your monthly car payment including sales tax, trade-in and down payment, plus total interest over the loan.
Estimate the monthly payment, total interest and effective cost of a personal loan, including any origination fee.
Find out how long it takes to pay off a credit card and how much interest you'll pay, or the payment needed to be debt-free by a target date.
Calculate your front-end and back-end debt-to-income ratios and see how lenders view your borrowing capacity.
The interest rate is the cost of borrowing the money; the APR includes fees too. Comparing loans by APR is how you find the real cost.
The avalanche method saves the most money; the snowball method keeps you motivated. Here's how to choose between them.