12 fast, private, client-side calculators for mortgages, loans, debt and taxes. Nothing you type leaves your browser.
Estimate your monthly mortgage payment (principal, interest, taxes, insurance and PMI) and total interest over the life of the loan.
Compare your current mortgage with a new loan, see your monthly savings, and find the break-even month where the refinance pays for its closing costs.
See how a lump-sum principal payment lowers your monthly mortgage payment when you recast, keeping the same rate and remaining term.
Estimate the home price you can afford using the 28/36 debt-to-income rule, based on your income, debts, down payment and rate.
Generate a full month-by-month amortization table for any loan, showing how each payment splits between interest and principal.
See how much interest and time you save by adding extra to your monthly loan payment.
Calculate your monthly car payment including sales tax, trade-in and down payment, plus total interest over the loan.
Estimate the monthly payment, total interest and effective cost of a personal loan, including any origination fee.
Find out how long it takes to pay off a credit card and how much interest you'll pay, or the payment needed to be debt-free by a target date.
Calculate your front-end and back-end debt-to-income ratios and see how lenders view your borrowing capacity.
Project how savings or investments grow over time with compound interest and regular contributions.
Estimate your 2026 US federal income tax, FICA (Social Security and Medicare) and effective tax rate using the official IRS brackets and standard deduction.